Common Questions
Why do I need this if I have a financial advisor?+
Second opinions are critical in volatile markets. Your advisor may have conflicts of interest (they sell products), be overworked with hundreds of clients, or simply be wrong about current conditions. A CMT Level 3 provides unbiased technical expertise with zero conflicts—I don't manage money or sell you anything. Just pure analysis.
How is this different from robo-advisors?+
Algorithms use historical data and can't adapt to unprecedented events. They follow rules, not insights. A human CMT expert analyzes YOUR specific situation in the CURRENT market environment—something no algorithm can replicate. I've seen crises that aren't in any historical dataset.
What information do I need to provide?+
Just your portfolio holdings (ticker symbols and percentages). Optionally, you can share: age, risk tolerance, investment timeline, and specific concerns. The whole submission takes about 2 minutes. No account logins or sensitive information required.
What types of investments do you analyze?+
We analyze all types of investment products: stocks (US and foreign), bonds, ETFs, mutual funds, cryptocurrencies, REITs, structured products, options, commodities, and alternative investments. Whether you have a simple portfolio of index funds or a complex mix of international equities and structured notes, we provide expert analysis on your entire holdings.
What's included for $99?+
Everything: market positioning analysis, hidden risk exposure report, 3-step action plan, crisis scenario modeling, opportunity gaps, and technical chart review. You get a comprehensive 8-12 page PDF with specific recommendations. Compare that to $5-10K/year most advisors charge, or $300-500 for a one-time consultation.
How long does the analysis take?+
Maximum 48 hours, most within 24 hours. You'll receive a comprehensive written analysis delivered as a PDF, plus specific recommendations you can implement immediately. No waiting weeks for an appointment or generic report.
What if I don't find it valuable?+
Quality guarantee: You'll receive at least 3 actionable insights backed by CMT Level 3 analysis. Every portfolio is personally reviewed with zero conflicts of interest—100% independent analysis. This only works if it delivers real value—and it does.
Why not just get a free "second opinion" from other advisors?+
Simple: if it's free, you're the product. Free portfolio reviews from financial advisors are sales funnels designed to convert you into an Assets Under Management (AUM) client. They charge 1% annually—that's $10,000/year on a $1M portfolio, or $100K over 10 years. They have a massive conflict of interest: recommend you stay invested so they keep earning fees. We don't manage money, don't sell products, and have zero incentive to upsell you. You get true, unbiased analysis for a one-time $99 fee.
How is this different from hiring a CFP for $2,500-$5,000?+
Traditional CFPs charge $2,500-$5,000 for comprehensive financial planning—which includes estate planning, insurance review, tax strategies, retirement projections, and portfolio analysis. That's great if you need all of it, but massive overkill if you just want your portfolio reviewed. We're laser-focused on one thing: analyzing your investment holdings for risks and opportunities. You get expert CMT-level analysis in 48 hours for $99 (promotional rate, normally $297), not weeks of back-and-forth for thousands of dollars. Different scope, different speed, different price.
Why should I trust your recommendations?+
Because we don't manage money, we're 100% aligned with your interests. We have zero conflicts of interest—no asset management fees, no product sales, no reason to recommend staying invested if you shouldn't. Our only incentive is providing valuable analysis so you refer others. That's it.
Why is it $99 now but $297 later? What's the catch?+
No catch—this is a first-time customer promotional rate limited to the first 100 customers. We're launching this service and want early adopters who'll provide feedback and testimonials. Once we hit 100 reviews and validate the model, the price increases to the standard $297 (which is still 88% cheaper than traditional advisors charging $2,500+). If you're reading this and the $99 rate is still available, you're early. Lock it in now.
What if I'm embarrassed about my portfolio?+
You're not alone. Nearly every client who comes to us is busy crushing it in their profession while their portfolio drifts. That's not a failure—that's focused excellence at your job. We don't judge portfolios. The only mistake is ignoring it. You can remain completely anonymous if you prefer. Your privacy is protected—we delete everything 30 days after your review.
